Retail and Wholesale

Retail and wholesale businesses operate at the center of customer demand and supply flow.  With inventory, staff, suppliers, and physical locations all in motion, disruptions can quickly impact sales and relationships. Insurance helps manage the risk of loss, liability, or operational interruptions, protecting both the business and the customer experience. It provides stability so operators can focus on service, inventory management, and growth. Coverage includes:

1. Stock
2. Furniture and fixtures
3. Improvement and betterments
4. Computer equipment and accessories
5. Rental Income for business interruption
6. Strata deductible buy down
7. Contingent and Loss assessment
8. Lock and Key Replacement
9. General Liability
10. Crime
11. Cyber Security
12. Sewer back-up
13. Water damage
14. Flood
15. Earthquake
16. Tenants’ legal liability